What is leasing?

Leasing (financial lease) is an effective financing tool that enables legal entities and individuals to acquire fixed assets (equipment, property, etc.) without large one-time investments and freezing of own working capital.

The leasing company (bank or credit organization) buys the property chosen by the lessee (customer) from the supplier (seller) of its own choice with the right of ownership and hands it over to the temporary possession of the customer for a fee. After making all payments specified in the contract, ownership of the property can be transferred to the customer according to the type of leasing.

Lising Types

Leaseback

Acquisition of property belonging to the lessee for long-term use and possession, with the possibility of subsequent transfer of ownership.

Secondary Lease

Reassignment of the leased asset, returned to the lessor as a result of termination, early termination, or dissolution of the leasing agreement, to a new lessee for possession and use.

Sublease

Provision of leasing to a sublease by a lessee who is a bank or a specialized organization, with the consent of the lessor.

Without transfer of ownership rights

During the term of the contract and after its termination, ownership of the leased object remains with the lessor, and the property is returned to him.

Why leasing?

Continuous legislative improvements.
Opportunity to use subsidy programs.
Informational and educational support.
Transparency and trust.

How to use?

Select the necessary property (equipment, machinery or other property).
Apply to one of the LAA member financial institutions.
After verification and approval, sign the leasing agreement.
Start using the property by paying the agreed schedule payments.

ABOUT LEASING